Majid Al Futtaim Finance: Enabling Experiences Through Financial Solutions

Majid Al Futtaim Finance, a subsidiary of the Majid Al Futtaim Group, plays a crucial role in supporting the group’s broader mission of creating great moments for everyone, everyday. While often less visible than the shopping malls and entertainment venues bearing the Majid Al Futtaim name, the finance arm provides essential financial products and services that empower customers and fuel the group’s expansion.

At its core, Majid Al Futtaim Finance focuses on delivering customer-centric financial solutions tailored to the needs of individuals and businesses across the Middle East and North Africa (MENA) region. Their primary offering revolves around credit cards, marketed under the Najm and SHARE brands. These cards offer a range of benefits and rewards designed to enhance the shopping and lifestyle experiences of cardholders.

The Najm cards, for example, are designed to provide convenience and value, offering features such as installment plans, purchase protection, and access to exclusive promotions at Majid Al Futtaim’s diverse retail outlets. The SHARE cards, on the other hand, are intricately linked to the SHARE rewards program, allowing users to earn points on their purchases that can be redeemed across a wide network of participating merchants within the Majid Al Futtaim ecosystem, encompassing Carrefour, VOX Cinemas, Ski Dubai, and more.

Beyond simply issuing credit cards, Majid Al Futtaim Finance emphasizes financial literacy and responsible spending habits. They actively promote educational initiatives aimed at helping customers understand how to manage their finances effectively and make informed decisions about their credit. This commitment to responsible lending contributes to the overall financial well-being of their customer base.

The finance arm also plays a significant role in supporting Majid Al Futtaim’s business partners. They offer customized financial solutions that help retailers and other businesses within the group manage their cash flow, optimize their operations, and expand their reach. These solutions often include merchant services, point-of-sale financing options, and other specialized products tailored to the unique needs of each partner.

Looking ahead, Majid Al Futtaim Finance is actively embracing digital transformation to enhance its customer experience and streamline its operations. They are investing in new technologies and innovative solutions to make their services more accessible, convenient, and secure. This includes leveraging mobile banking, online platforms, and data analytics to personalize the customer journey and deliver tailored financial solutions.

In conclusion, Majid Al Futtaim Finance is more than just a financial institution; it is an integral part of the Majid Al Futtaim Group’s commitment to creating exceptional experiences. By providing accessible, customer-centric financial solutions and promoting financial literacy, they empower individuals and businesses to thrive and contribute to the economic growth of the MENA region.